Advance
Unlock opportunities for your children using your home equity—no loans, payments, or loss of ownership
Get started
How Forward Advance works
1
Apply online
It’s free, fast, and easy. See if you prequalify in just a few minutes.
2
Get an estimate
Get a custom offer based on your home's value and equity.
3
Receive your investment
Once approved, get cash in as little as 3 weeks*.
4
Gift to your children
Support their dreams, keep your financial independence.
5
Settle on
your terms
You have up to 30 years or until you sell to settle the Advance.
Why choose a Forward Advance?
Maintain ownership
You maintain full ownership and control of your home
Flexibility
Use the fund to support your children’s major life milestones
No income requirements
Qualification is based on your home equity, not your income or credit score
Family finance tools
Track and guide how your gift is used with our platform
Forward Advance vs. traditional loans
Understand how a Forward Advance compares to traditional lending options when it comes to accessing your home equity to support your children.
No monthly payments
No debt-to-income requirements
No income requirements
Fast funding
Age eligibility
Flexible qualification criteria
Forward
Home equity loan
HELOC
Cash-out refinance
Reverse mortgage