A Home Equity Investment for Families Who Want to Share Wealth on Their Terms
Forward Access is an HEI designed to help parents support children and beneficiaries without taking on a traditional loan or adding a monthly payment to the family budget.
Forward Access Snapshot
Structured for family support and long-term planning
Parent outcome
Share value without a monthly payment
Beneficiary outcome
Access support for major life milestones
Designed for families that want flexibility, clarity, and a more thoughtful way to transfer wealth during their lifetime.
Product framing
A modern HEI experience, presented with Forward's calm, family-first brand system
What is Forward Access?
An HEI Product Designed for Family Support, Not Urgency
Use Forward Access to help parents and beneficiaries align around family goals, major milestones, and liquidity needs in a more intentional way.
Share family wealth during your lifetime
Support children and beneficiaries when the timing matters most, instead of waiting for a future inheritance event.
Parents keep ownership of the home
Forward Access is built for families who want liquidity without giving up control of the property itself.
No traditional loan payment cadence
This is not framed as a monthly-payment loan product, which can help preserve day-to-day household flexibility.
Structured for alignment across generations
Forward helps families approach the transfer thoughtfully, with clearer expectations and better conversations.
Common Use Cases
When Families Explore Forward Access
Families often explore Forward Access when they want to support an important milestone now while staying thoughtful about ownership, flexibility, and long-term family planning.
Help with a first home purchase
Parents can support a down payment or housing transition without immediately disrupting retirement planning.
Fund education or training
Families can use Forward Access to contribute toward college, certification programs, or career transitions.
Bridge a business or life milestone
Forward Access can support a launch, relocation, or family transition when timing is more important than waiting.
Why Families Choose Forward Access
Different Benefits, One Shared Goal
Parents
Forward Access is for families who want to help during their lifetime while staying intentional about independence, ownership, and long-term planning.
- Maintain ownership of the home
- Support children without reframing the decision as a monthly-payment loan
- Preserve room for retirement and long-term planning conversations
- Approach wealth transfer with more structure and clarity
Beneficiaries
Beneficiaries can use Forward Access as a way to pursue a milestone now while keeping the family conversation transparent and aligned.
- Access support for major milestones sooner
- Reduce pressure to take on debt alone
- Navigate the transfer in partnership with family, not in confusion
- Use Forward as part of a broader legacy and planning conversation
Explore Forward Access with your family
Start your application or explore the Family Asset Manager for the inheritance portal experience.